Welcome!

A Happy Memorial Day Weekend to Everyone!

My name is Joe Paretta and I welcome you to the first of what I hope to be many blog posts about avoiding, getting out of, and staying out of credit card debt.

This is a topic that is near and dear to my heart. Years ago, I was several thousands of dollars in debt to many different cards. But with determination and persistence, I got out and have stayed out for the last eight years.

For a long time, I "dragged my feet" about starting a blog (mostly due to fear of technology),
but the time has come...and I can't believe how easy this is!

But this blog is not about technology; it's about a topic that has become epidemic in this country...credit card debt. Recent surveys have shown that the average American household credit card debt is now between $8,000 and $10,000. And with people losing their jobs and in many cases, at best, finding just part-time employment, those totals are likely to rise in the very near future.

No, my goal is not to get your holiday weekend off to a depressing start. But since this is my "pilot" post, we need to face this difficult reality.

Now, are you ready for the good news? We can and we will get out of this credit card debt! It will take time, it will take perseverence, but we will get there. I write "we" because I will help you. That's what this blog is all about. We'll take my experiences and put them to work for you.

Check back for my next posting. As we go along, I invite your questions and comments.
I pray that this is the start of a long and prosperous relationship!!